The terms “We” / “Us” / “Our”/”Company” individually and collectively refer to  ROSHNI and the terms “Visitor” ”User” refers to the users.

This page states the Return and Refund Policies under which you (Visitor) may visit this website (“”). Please read this page carefully. If you do not accept the policies stated here, we would request you to exit this site. The business, any of its business divisions and/or its subsidiaries, associate companies or subsidiaries to subsidiaries or such other investment companies (in India or abroad) reserve their respective rights to revise these Policies at any time by updating this posting. You should visit this page periodically to re-appraise yourself of the Policies because they are binding on all users of this Website.

Any Donations or Gifts purchased for children are non-returnable, Hence once the donation is accepted from the payment server, The Donations will not be refunded in any manner.

For any query regarding Return and Refund Policy, Contact at